Rename all public/private key load/save functions.

Now they have names that are more consistent (no more userkey_this but
that_userkey); a bit shorter; and, most importantly, all the current
functions end in _f to indicate that they deal with keys stored in
disk files. I'm about to add a second set of entry points that deal
with keys via the more general BinarySource / BinarySink interface,
which will sit alongside these with a different suffix.